Rhode Island Insurance Adjuster Exam 2025 – Complete Study Guide

Question: 1 / 400

How many days must an insurer provide notice to an insured before canceling a policy?

15 days

30 days

In Rhode Island, insurers are required to provide at least 30 days' notice to the insured before canceling a policy. This requirement is designed to ensure policyholders have ample time to seek alternative coverage or address any issues that might have led to the cancellation. The 30-day notice period reflects a balance between the insurer's right to manage risk and the insured's need for security and time to make informed decisions.

Understanding this time frame is crucial for both insurers and policyholders, as it helps maintain transparency in the insurance process and protects consumers from sudden and unexpected cancellations that could leave them uninsured.

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60 days

45 days

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